In your life insurance, you want to combine performance and positive environmental impact. Here are our solutions.
The wave of socially responsible investment (SRI) is not sparing life insurance. “Insurers have been on this path for many years”, remarks Bruno Guillier de Chalvron, general delegate of Agipi. Savers are also sensitive to it. The majority of them want to combine performance and positive social or environmental impact, according to the Responsible Investment Barometer of CPR AM and Insight AM.
Greening units of account
The regulations are intended to be incentive-based. Since 2020 and the entry into force of the Pacte law, all multi-support life insurance contracts are required to offer at least one socially responsible fund among their units of account. And, since 1er January 2022, they must include at least one fund labeled Greenfin (excluding companies operating in nuclear or fossil fuels), another stamped Finansol (invested at 5 or 10% in the social and solidarity economy) and a last endowed with the SRI public label (investment…